Private Care fees are expensive and it is paramount to consider your financial options prior to residency in a care home.

Speaking with an independent financial advisor or your accountant is advisable to make you aware of all your options. We have produced a guidance leaflet pointing you in the right direction for securing partial or full state funding. Our Director of Care Services, Mrs. Tania Thompson, can answer any financial queries on 01787 283240 or via email.

The majority of our residents fund their own care fees and one option available is to take out an ‘immediate care annuity’; this is an insurance policy that for a one-off payment (the amount of which is decided after a medical assessment) funds the majority of care costs for life. These annuities also have a built-in option to meet annual fee increases and can be bought through equity release schemes if necessary.

For many who follow this route it has proven to be a sound investment and brought peace of mind. We have the names of a number of local insurance companies that specialise in such policies and our Home Manager will gladly pass these names on to you. We have no financial or business connections with these companies.

We have witnessed large variations in the cost of immediate care policies with different underwriters for the same client in the past; therefore if you follow this route it is important to obtain several quotations.